10 Ways to Buy Bitcoin with a Credit Card

After the dramatic fall in bitcoin prices in 2018, many credit card companies quickly banned the purchase and sale of cryptocurrency using their credit card stating these as bogus and fraudulent.

However, some companies trusted the crypto market and did not ban their users to purchase or sell this digital asset.

The results are big companies like Twitter, BNY Mellon, and MasterCard are planning to enter or already entered to some extent.

In this field which made Bitcoin – the largest cryptocurrency by market capitalization, touch an all-time high of $48,687.34 in February 2021.

In this list we will tell you thus.

Buy Bitcoin with a Credit Card

10 Ways To Buy Bitcoin With a Credit Card

1. Buy Bitcoin with a Credit Card Through CEX.iol

CEX is a cryptocurrency exchange formed in 2013 and is registered in the United States as a Money Service Business which proves this medium of exchange is secure.

And that it is highly unlikely that this company will pull out a scam on you.In order to buy bitcoins through CEX, you need to follow the given steps

Step 1: Open an account on CEX. Now there are two types of account on CEX one a basic account everyone gets when they first register where the only way to deposit fiat funds is through Visa or MasterCard.

Step 2: Next, choose the package suitable for you or enter a custom amount of Bitcoins that you want to buy.

Step 3: You can either wire the money or use the credit card for payment which takes up to 5 minutes to get verified.

Success, you now own your desired amount of bitcoin.

Read Also:

  1. Bitcoin Wallets
  2. Cryptocurrency Trading
  3. Crypto Trading Terminals

2. Buy Bitcoin with a Credit Card Through eToro

Another social trading and multi-asset brokerage company is eToro. This platform allows its users to trade EFTs, cryptocurrencies, stocks, commodities, and even indices.

A unique feature on eToro is ‘Copy Trader’. It allows you to see the past profits and losses and the trading history of any trader on their platform.

If the trades of any trader catch your attention then, you can copy their trades through the ‘Copy Trade’ feature. This platform is best suited for people who want to copy the move of serious crypto traders.

Along with this, you can even speculate the prices of Bitcoin through eToro. eToro can be used to buy bitcoins but many people rather use it to speculate the prices.

3. Buy Bitcoin with a Credit Card Through Coinmama

This Israel-based bitcoin broker is known for buying or selling bitcoins easily through credit cards (Visa or MasterCard). Also, you can buy up to1 a million bitcoins through Coinmama. Buying cryptocurrency through Coinmama is really simple

Step 1: Register for a Coinmama account and get verified by them to trade cryptocurrencies

Step 2: Select your desired amount, you can choose from Coinmama’s cryptocurrency packages or according to your preference.

Step 3: Enter a third-party wallet address as Coinmama does not hold bitcoin for you.

Step 4: Choose your payment method – here you can choose from paying through a debit or credit card. Coinmama also accepts SEPA and SWIFT bank transfers.

Step 5: Confirm your wallet address and receive the coins.

And there you are. You have successfully purchased bitcoins from Coinmama.

4. Buy Bitcoin with a Credit Card Through Bitpanda

Bitpanda, which was formerly known as Coinimal, is a Bitcoin broker based in Austria. The services of bitcoin are specifically available to users in the European region and some part of the Middle East only.

Bitpanda is one of the few providers in the European Region which allows users to purchase cryptocurrencies using a credit card.

With the rising demand for this digital asset Bitpanda has increased the daily purchase limit from €2500 to €10,000.In order to buy bitcoin through Bitpanda you need to:

Step 1: Open an account on Bitpanda. From on the top menu bar click on ‘Buy’

Step 2: Select your method of payment and enter the amount of Euro you want to spend or Bitcoin you want to buy.

Step 3: Next you need to confirm and verify your order.

After completing the above steps you can see Bitcoins that you have purchased in your trading history from where you can withdraw it to your wallet.

5. Buy Bitcoin with a Credit Card Through Coinbase

Coinbase is available to users of 55 countries which makes it the world’s largest bitcoin broker. You can buy bitcoins through a coin base using a debit card.

Unfortunately, Coinbase does not accept credit card payments except from Australia and Singapore.

The fees charged by Coinbase is high, Credit and Debit card purchases are charged at 3.99%, and bank transfers at 1.49%.

If you want to reduce this transaction fees you can you Coinbase Pro which is owned by Coinbase but has a lower transaction fee ranging from 0% to 0.50%.

You need to have $50,000 more of volume in order to get a fee reduction through Coinbase Pro.

6. Buy Bitcoin with a Credit Card Through Binance

Binance is the fastest and the largest cryptocurrency trading platform in terms of volume. Binance provides investors with the widest range of cryptos available in the market.

Don’t worry if you’re new to the crypto world, Binance has got you covered. The interface of Binance is extremely user-friendly so that even a novice trader can understand its functioning.

Along with that, there are many tutorial videos on the website that will help you out.

Binance also offers different several ways in which you can buy cryptocurrency through their platform which are P2P trading, Credit/Debit cards, SEPA, and Wire transfers.

7. Buy Bitcoin with a Credit Card Through LocalBitcoins

LocalBitcoins is based on the Peer-to-Peer trading principle where the buyer requests a quote from the seller and if both the parties are satisfied, trade takes place through an escrow system.

Escrow system means that once a trade is finalized the required amount of bitcoins are deducted from the seller’s account and are kept on hold till the buyer makes the payment for the bitcoins and vice versa.

Once the contract is honored from both sides the buyer receives the bitcoins and the seller gets his payment.

In order to buy bitcoins from Localbitcoins you need to:

Step 1: Register an account and get it verified.

Step 2: Browse through the list of sellers and select the seller from whom you want to trade.

Step 3: After selecting your seller click on the BUY option and after reading the terms of the seller enter your desired amount and hit ‘send trade request’

Step 4: After that pay the required amount and bitcoins will be added to your account automatically.

8. Buy Bitcoin with a Credit Card Through Bitstamp

Bitstamp is a veteran player in the cryptocurrency market. Bitstamp allows you to place a variety of orders such as Market, Limit, Stop, and Instant.

Also, Bitstamp is very flexible when it comes to methods of payment. You can get the deposit money through SEPA, regular wire transfer, and credit card too.

However, depositing money through a credit card can cost you a fee of 5% from your CC Issuer Company.

Bitstamp is suitable for users who want a safe and secure way of trading. Also being a veteran in this field Bitstamp knows how to offer service for large amounts of trade.

9. Buy Bitcoin with a Credit Card Through Coinhouse

Coinhouse – a cryptocurrency exchange that has a 4.5 rating on TrustPilot. Coinhouse is known for its quick and hassle free transactions.

Coinhouse allows you to deposit money using a Debit/Credit card and with Neosurf Cards. It is one of the only few exchanges which allow you to buy bitcoins through a Neosurf Card.

However buying bitcoins through Neosurf cards comes with a fee of 17% which is very high, so we recommend you to use this method of payment only if others are not available.

10. Buy Bitcoin with a Credit Card Through IndaCoin

Indacoin has the highest transaction fees as compared to all the cryptocurrency exchanges on this list, therefore it has been placed at the end.

However, since its inception, it has hardly given any trouble to its users which makes a good but last option to consider if you want to buy Bitcoins.

Along with high transaction fees, it is also notorious for its low buying limit. Once you open an account you are limited to buying bitcoins only up to $500 for the first week.

After 14 days it increases to $2000 and after a month there are no limits when paying with your card.

Read Also:

  1. Alternatives to Bitcoin
  2. Cryptocurrency Exchanges
  3. P2P Cryptocurrency Exchange


We hope that you found our list of 10 ways to buy bitcoin with a credit card useful. As cryptocurrency is a risky and highly volatile asset we request you to do a thorough research before investing in it.

Now it depends on you which exchange you’ll choose for buying bitcoins. Whatever might be your choice, we are sure that you will be satisfied.